The insurance company will then send the beneficiaries the paperwork that needs to be completed and returned to the insurer including a death certificate to verify the insured person is dead.
Upon receiving and reviewing the information requested, the insurance company will check the life insurance policies the insured person had "In Force" and make a determination as to what money or death benefit is due to the beneficiaries of the life insurance policy.
Once reviewed and approved, a check will be mailed to the beneficiaries of the life insurance policy, usually within 2-3 weeks of the insurance company receiving and reviewing the necessary documents.