Yes, there are Guaranteed-Issue life insurance policies that offer coverage with no health exams required and no health questions asked.
Guaranteed Issue means you are guaranteed coverage, as long as you meet the age requirements for approval, and you can pay the premium for the insurance policy.
Guaranteed life insurance offers a limited amount of coverage, usually up to $25,000 or less. However, your death benefits are Graded, which means you do not have full coverage until you have been insured by your policy for two years.
That's how the insurance company can guarantee to accept you for coverage.
Yes, even if you have been turned down by other insurers, you can get insured, depending on your age.
Learn more about how to get insurance no medical questions asked.