Although many life insurance plans may decline an elderly person with health problems, there are guaranteed-issue life insurance plans offered to people ages 45 to 85.
With guaranteed approval you cannot be declined for life insurance due to any pre-existing health condition.
And, you won't have to take any physical examination, or answer any questions about your health.
However, these guaranteed issue life insurance policies come with a limited death benefit the first two years you are insured.
Learn more about finding life insurance for the sick and elderly.