The exam also tests for the presence of alcohol, illegal drugs, nicotine, and prescription drugs.
They will also test your blood pressure, pulse, weight, and sometimes an EKG is taken at the time of the life insurance examination.
The results are reviewed and used to determine if you qualify for life insurance, and what rate to charge for the type and amount of life insurance you want, based on your health.
Learn more about medical exams for life insurance and how they work.