However, one of the main factors an underwriter considers when analyzing a person's risk for life insurance is build in determining your health category. So, the underwriter has a table for rating based on your height-to-weight classification.
Some life insurance carriers are more lenient than others.
In addition, some smaller life insurance policies don't even ask the question about your height to weight.
There are life insurance agents that specialize in placing life insurance for high risk applicants, or people who may be considered overweight, or even obese.
One way to find out what your life insurance premium may be is to compare life insurance rates online from several leading life insurance carriers. Here's how you can request your instant life insurance quotes online.