If you're looking to find low cost life insurance rates there are a few tips you may want to consider to help lower the cost of life insurance, including:
1. Compare multiple quotes from several of the leading life insurance carriers.
2. Choose annual premium payment option over monthly.
3. Term life insurance costs a lot less than permanent life insurance.
4. Quit smoking if you use tobacco, since non-smoker's rates are much lower than smokers for life insurance.
If you already have life insurance and need a lower rate you can follow the above tips, as well as, lower the amount of life insurance coverage you have, which should lower your premiums.
Here's some more tips for getting life cheap insurance rate policies.