Once you have satisfied all of the requirements the life insurance is may be effective immediately.
if death of the applicant for life insurance occurred while the check and signed delivery paperwork are in the mail, it is a legal issue whether the life insurance company would pay the benefit to the beneficiary of the policy.
Legally, the effective date of the life insurance is the date the policy is actually "In Effect", and this is after the check (first payment) and delivery requirements have been processed by the life insurance company.
However, some no exam life insurance plans may offer same day coverage if you are approved and have paid the first premium payment by direct deposit from your checking or bank account, or by credit card.
Learn about instant issue life insurance and find out how you may start your life insurance coverage today.