There are two basic types of Lupus: Systemic and Non-systemic.
Most life insurance companies will not provide life insurance for someone with systemic Lupus, but there are several insurers that will accept people with non-systemic Lupus.
Often, these life insurance plans for people with Lupus may have a graded benefit, meaning you wouldn't get the full death benefit immediately from the start of your life insurance policy, but after 2-3 years it would be full coverage.
There are also guaranteed issue life insurance plans that can provide life insurance protection for people who have Lupus.
Most life insurance companies will not provide life insurance for someone with systemic Lupus, but there are several insurers that will accept people with non-systemic Lupus.
Often, these life insurance plans for people with Lupus may have a graded benefit, meaning you wouldn't get the full death benefit immediately from the start of your life insurance policy, but after 2-3 years it would be full coverage.
There are also guaranteed issue life insurance plans that can provide life insurance protection for people who have Lupus.
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