There you can put in your personal information including your gender, date of birth, height, weight, and answer some health answers, so that you can see what a million dollars of life insurance coverage would cost for you. It only takes a couple of minutes. You can compare the lowest prices from over 70 of the leading life insurance carriers.
You will notice that the premium for your life insurance policy will be much lower if you pick a shorter term. You can choose terms of 10, 15, 20 or 30 years of life insurance coverage.
The rate you pay for your policy will be locked in for the "term" (period of time you have life insurance coverage).
Your personal risk factors will impact the price you pay for your life insurance, including your health history, family health history, driving record, hobbies, occupation, lifestyle, if you smoke, your height-to-weight ratio, etc.
Basically, the healthier you are, and the younger you are, the lower your rate for life insurance coverage.
Here's how you can find out how much a million dollar life insurance policy will cost you.