The answer depends on your own personal situation and goals for your life insurance/ Ask yourself this question - What do I want my life insurance policy to accomplish?
Also, consider how many years you really need life insurance, what you can afford to pay, and how much life insurance you need.
If your goal is for life insurance protection for a period of 30 years or less, then a term life insurance policy would provide the most affordable option.
If you need guaranteed lifetime life insurance protection no matter how old you live to be, then a permanent life insurance policy would help you to accomplish that goal.
The main difference between term life and permanent life is that term lasts for 30 years or less and costs a lot less than permanent life insurance.
Also, term life is pure life insurance protection; whereas, permanent life insurance also builds up some cash value inside the policy over time.
Here's how you can learn more about the pros and cons of term life insurance versus permanent life insurance.