The cost of your life insurance will depend on the type and amount of life insurance you buy.
In addition, your own personal risk factors will affect your rate, including your age, gender, health, family health history, occupation, hobbies, lifestyle, driving record, credit history, if you smoke or not, your height-to-weight ratio, among other things.
Basically, the younger and healthier you are when you buy life insurance, the lower your rate.
In addition, the lower the amount of life insurance, the lower your rate for coverage.
Also, term life insurance costs a lot less than permanent life insurance, because it is temporary and does not build cash value inside the policy.
Term life insurance usually lasts for a period of 10, 15, 20 or 30 years and offers much lower rates than permanent life insurance which provides lifetime coverage.
You can compare free, instant life insurance quote comparisons online in just minutes by visiting a life insurance quote provider online and requesting free quotes. You just answer some basic questions about your life insurance needs and receive up to 12 of the lowest rate quotes for term life insurance from a network of leading life insurance carriers. Request your instant life insurance quotes today.