What type of term life policy would be a good idea?
There are several types of term life insurance plans available including level term, decreasing term, return of premium, and no exam term life insurance.
However, if you are 25 and need life insurance you may want to consider locking in your rate for as long as possible, such as, for 30 years.
A 30 year level term life insurance plan will provide you with life insurance protection that will remain the same premium and amount of coverage for the entire 30 year period.
Level term life insurance is the most popular type of term life policy because it is the most affordable and keeps your premiums level of the term of your policy.
Before choosing a plan you may want to compare term life insurance rates online among several highly-rated life insurance carriers to help you find the most affordable policy from a financially secure life insurer.
Here's how you can request and compare instant life insurance rates to find the lowest prices from over 77 leading life insurance companies.