Also, accidental death insurance is offered with no medical exam required, since it is not based on your health, it only pays out from death resulting from an accident.
Some of the leading insurers offering accidental death life insurance plans include the following:
1. Mutual of Omaha offers up to $1,000,000
2. Stonebridge Accident Insurance offers up to $1,000,000.
3. Globe Life and Accident Insurance offers up to $250,000.
Rates for accidental death insurance plans are much lower than you would pay for regular life insurance because your death benefit is only paid out if you die as a result of a covered accident.
Usually, you have to die within a certain time limit of the accident that caused your death, for instance, within 90 days of the accident, for it to be covered by the insurance policy.
Mutual of Omaha offers up to $1,000,000 of accidental death insurance with no health exam required and no medical questions asked. Here's how you can learn more and request your accidental death insurance quote online.