That means, you do not have coverage for death resulting from natural causes, such as, a heart attack or cancer.
Also, most accidental life insurance plans require that the insured person die within a certain period of time of the accident in order for the claim to be paid out, such as, within 6 months of the accident which caused the death of the insured.
Accidental life insurance costs less than regular life insurance, and provides a simplified application process.
You can get a free quote and apply online for your accidental death life insurance plan, and there's no medical exam and no health questions for you to answer. You may be able to purchase up to $1,000,000 of accidental life insurance online.