How Does Asthma Affect Life Insurance?

Asthma currently affects more than 15 million Americans and it is a health concern to all life insurance companies. 

According to the National Lung Association, while the amount of asthma cases has increased over the last 20 years, it seems to have recently stabilized as the number of deaths and hospitalizations has begun to mildly decrease. 

While most people feel asthma is not a serious health problem, deaths do occur as a result of asthma. 

In fact, over 4,000 people died from asthma in 2003 with many additional hospitalizations. 

If you've been diagnosed or are currently being treated for asthma, there is a good chance that you will pay a slightly higher rate for your life insurance coverage compared to people who do not have asthma.

However, in most cases, individuals with asthma can obtain very reasonably priced life insurance policies.

There are several different levels of asthma, including seasonal, mild, moderate and severe asthma. The category of asthma you have will impact your rate for life insurance.

Here's how you can compare free life insurance quotes from over 70 highly-rated insurers to find the most affordable plan for people with asthma.