However, that's how long it would usually take after the life insurance company has received all necessary documentation to verify the life insurance coverage was in place at time of death, and the person who died was insured by the life insurance company.
Also, the insurance company needs proof of the life insurance policy and an original copy of the death certificate of the insured.
If you are filing a claim on a life insurance policy you should review the section on how to file a claim as stated in the life insurance policy. In addition, you will need to contact the life insurance company, as they can explain to you everything needed in order to file the claim properly.