I have a wife and a child that I want to make sure are financially set if anything happens to me.
There are literally hundreds of life insurance companies in America, that's why it's important to consider several factors when comparing insurers:
1. Financial Strength Rating
3. Customer Service
4. Longevity of Insurance Company
5. Reputation of Insurer
Each year the III.org (Insurance Information Institute) issues a list of the leading providers of individual term life insurance policies in the USA. This list shows the name and rating of the carriers that issued the most individual term life insurance policies from the previous year.
Another way of comparing leading insurers is to request life insurance quote comparisons online fro a life insurance quote provider that has access to a large network of highly-rated insurance companies. That way, you can receive instant pricing comparisons that show the name and rating of the insurers, as well as, the premiums quoted for your life insurance.
Here's how you can review a list of the Top 10 Life Insurance Companies.