There isn't one life insurance company that provides the best prices to all people.
Since life insurance companies all have their own set of underwriting and pricing guidelines, they have to base their rates on your personal risk factor.
The risk factors insurers consider include your age, gender, health, family health history, occupation, hobbies, height-to-weight ratio, if you smoke or not, your driving record, etc.
That's why it's important to compare life insurance rate quotes from a number of life insurance companies in order to find the most affordable plan from a highly-rated life insurer.
Term life insurance provides the lowest rates for life insurance and offers coverage for 10, 15, 20, or 30 years, or until you reach age 65 or 70.
Your can compare up to 12 of the lowest term life insurance quotes from over 70 leading life insurance companies online in just minutes, with no obligation.