Some insurance companies offer low rates right now for people with great health; others are best if there is a health condition, or you are overweight, or over age 50.
Some life insurance carriers are best for young people while others have the best rates if you are applying for a term life insurance policy at an older age.
Some have a sweet spot of 15 year Term life insurance policies or 30 year Term policies. There really isn't one life insurance carrier that offers the best rates for all pricing categories.
That's why it makes sense to compare pricing from a large number of highly-rated life insurance companies.
To find the best rate for you, visit a website that offers instant quotes from many life insurance companies and try out different term lengths, such as, 10, 15, 20 and 30 year term life plans.
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