How do I find the right company to buy level term life insurance?
How do I get insurance for us? How do I know the insurance company will actually pay if something does happen?
Yes, life insurance does pay.
The best way to find a quality, secure life insurance company is to review the list of top 10 life insurance companies and their financial ratings.
Each year the III.org (Insurance Information Institute) issues a report of leading life insurance companies that issued the most individual life insurance policies form the previous year.
You can review this list of top 10 life insurance companies and their financial strength ratings to help you decide which insurance carrier may be the safest, most secure provider of life insurance.
The higher the AM Best financial strength rating for the insurer, the better able the insurance company is to pay their claims, and meet their financial obligations. You should look for a life insurance company rated "A" (Excellent) or better by AM best for financial strength.