However, you can use a life insurance calculator to more accurately determine the amount of life insurance coverage you really need.
If you are trying to estimate how much your life insurance would cost, you can do that by going to a life insurance website that offers instant life insurance quotes.
There you can put in different amounts of life insurance and term lengths (from 10 to 30 years) to at least estimate the cost of your term life insurance coverage.
Your life insurance rates will depend on the type and amount of life insurance, as well as, your age, gender, health, family health history, occupation, hobbies, lifestyle, if you smoke, your height-to-weight ratio, etc.
Here's how you can compare instant life insurance quotes online now from more than 50 leading life insurance carriers to help you find the most affordable rates.