Choosing a good and honest company may take some research; however, each year the III.org (Insurance Information Institute) puts out a list of the life insurance companies that issued the most individual life insurance policies from the previous year.
In addition, this list of top carriers will provide their financial strength ratings. The higher the financial rating, the better able the insurer to meet their financial obligations, and pay their claims.
Some of the larger life insurance companies include Prudential, Northwestern Mutual, and State farm, among others.
When comparing insurers make sure you compare life insurance plans apples-to-apples, to make sure you are comparing similar types of life insurance plans.
Term life insurance offers low cost temporary life insurance for up to 30 years, with no cash value inside the policy, it is pure life insurance protection and offers the most life insurance for the money.
Here's how you can review a list of the Top 10 Life Insurance Companies.