Is there guaranteed life insurance with no medical exam for people over age 40?
Yes, there are several insurers that offer guaranteed issue life insurance coverage for people over age 40 without requiring a medical examination to qualify.
Among the leading providers of these no exam life insurance plans are Globe Life, Mutual of Omaha, Colonial Penn, and AARP/NewYork Life.
Whether or not you qualify will depend on your age and health, as some of these plans offer guaranteed approval, while other may ask a few Yes/No health questions.
The amount of life insurance available may be limited to $50,000 or less and the rate you pay will be higher than for standard life insurance policies requiring a physical exam of the applicant.
In addition, guaranteed acceptance life insurance may provide a graded benefit which means you may not have full coverage until you have been insured under the life insurance policy for at least two years, depending on the insurer and the terms of the policy.
You can request a free life insurance quote and apply for coverage online. You may also request coverage for your spouse. Learn more about guaranteed life insurance with no medical exam required.
Yes, there are several insurers that offer guaranteed issue life insurance coverage for people over age 40 without requiring a medical examination to qualify.
Among the leading providers of these no exam life insurance plans are Globe Life, Mutual of Omaha, Colonial Penn, and AARP/NewYork Life.
Whether or not you qualify will depend on your age and health, as some of these plans offer guaranteed approval, while other may ask a few Yes/No health questions.
The amount of life insurance available may be limited to $50,000 or less and the rate you pay will be higher than for standard life insurance policies requiring a physical exam of the applicant.
In addition, guaranteed acceptance life insurance may provide a graded benefit which means you may not have full coverage until you have been insured under the life insurance policy for at least two years, depending on the insurer and the terms of the policy.
You can request a free life insurance quote and apply for coverage online. You may also request coverage for your spouse. Learn more about guaranteed life insurance with no medical exam required.
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