However, you have to meet the requirements of the life insurance company in order to be approved for instant life insurance online.
Usually, you need to be healthy and age 60 or under to buy up to $350,000 of online life insurance with no exam. There are some health questions for you to answer when you apply online for a policy, and your answers will help the insurance carrier determine if you qualify for coverage.
Other insurers offer up to $30,000 or more of life insurance to people ages 78 or under. However, these are usually graded benefit life insurance policies that do not provide full coverage until you have been insured for at least 2 years.
Remember, online life insurance plans with instant approval may cost more than policies that do require you to take a physical exam. And, they do come with up to a 30 day money-back guarantee in case you are not satisfied with your policy.
Here's how you may buy life insurance online today.