If you are purchasing a life insurance policy that does not require you to take a physical examination, and that can be signed digitally from your computer, your life insurance coverage can be in effect the same day you apply online for your policy.
If you are applying for a large amount of life insurance coverage and have health conditions that require the gathering of medical records, the process can take much longer, maybe up to 2 or 3 months.
The determining factor on how long it will take to get your life insurance is often how quickly your doctor records are received, how quickly the medical examination is completed, and whether the life insurance underwriter adds additional requirements to your life insurance after doing their review of your application and information for approval.
Learn how you may be able to qualify to buy life insurance online today without taking a physical exam.