For instance, the type and amount of life insurance will impact your rate for coverage.
Term life costs a lot less than permanent life insurance, and the more life insurance you buy, the higher the rate.
In addition, your own personal risk factors will affect your rate, including your age, gender, occupation, hobbies, lifestyle, if you smoke or not, driving record, credit history, height-to-weight ratio, your family health history, etc.
The younger you are and the better health you are in when you buy life insurance, the lower your rate, because life insurance is based on your longevity, how long you are expected to live, and pay premiums.
One way to find the most affordable life insurance is to compare life insurance quotes online among leading life insurance companies. It only takes a few minutes, and there's no obligation. Comparing rates on life insurance may help you save up to 75% on your life insurance policy.