Whether or not your life insurance will pay out a death benefit due to death resulting from an accidental over dose depends on your own life insurance policy.
In order to determine what may or may not be covered as a cause of death on your life insurance policy you will want to review your life insurance policy and the exclusions section to find out what type of death is excluded from coverage.
Usually, death from suicide is excluded if it happens within the first two years of owning the life insurance policy, one year in Colorado.
Other exclusions may include death resulting from acts of war. There may be other exclusions applying to your life insurance policy.
You can ask your life insurance agent or insurer for a written confirmation of a specific event that may or may not be covered by your life insurance policy so you better understand causes of death that apply to your coverage.
In order to determine what may or may not be covered as a cause of death on your life insurance policy you will want to review your life insurance policy and the exclusions section to find out what type of death is excluded from coverage.
Usually, death from suicide is excluded if it happens within the first two years of owning the life insurance policy, one year in Colorado.
Other exclusions may include death resulting from acts of war. There may be other exclusions applying to your life insurance policy.
You can ask your life insurance agent or insurer for a written confirmation of a specific event that may or may not be covered by your life insurance policy so you better understand causes of death that apply to your coverage.
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