I know that medical exams are usually required for most life insurance policies, but I was just looking for about $150,000 worth of coverage and I was wondering if I would be required to undergo a medical examination?
It'll likely be blood and urine testing for most insurance companies for anything $50,000-$100,000 and up.
If that's an issue due to a phobia, such as, fear of needles or fear of blood, then you can get a no exam life insurance policy.
Some insurers may offer up to $250,000 to $500,000 of life insurance without any medical examination, blood or urine tests. You can get a quote and apply online in minutes. If approved, you may start your life insurance the same day. Here's how you can learn more about term life insurance with no exam