The blood testing may or may not be required depending on your age, the amount of life insurance you are requesting, and the insurance company requirements.
When the insurance company tests your blood they may be looking for any legal prescription drugs or illegal drugs; such as, cocaine, marijuana, or methamphetamine, among others.
In addition, blood tests can check for alcohol or tobacco in your system, as well as, health problems like high protein levels, high cholesterol, diabetes, or other health issues.
And, blood tests for life insurance check for STD's and HIV/Aids.
Here's how you can learn more about life insurance blood testing and how you may qualify for life insurance without taking any blood tests or health exams.