However, now with the internet, insurance companies are making it much quicker and easier for you to compare life insurance plans and rates, apply online and buy a life insurance policy.
In fact, nowadays if you qualify, you may be able to start your life insurance coverage the same day you apply for your life insurance policy.
These are called "no exam life insurance" plans that offer simplified issue life insurance protection.
No exam life insurance offers you up to $250,000 or more of life insurance without having to take any health examination, blood tests or urine tests. You answer some health questions and your answers will help the life insurance company decide if you qualify for their life insurance plan.
What are the drawbacks of no exam life insurance? These plans usually cost more than life insurance requiring a physical check-up, and the amount of coverage available may be less than you might be able to get if you did take a physical.
But, if you do qualify, you can start protecting your family with quality life insurance today.
Find out if you qualify to buy instant issue life insurance today.