How Early is Too Early to Get Life Insurance for Couples?

Should we wait till we are over age 40 before we get life insurance? 

What is the ideal age to buy life insurance?

The ideal age to buy life insurance is when you need life insurance.

If you and your husband/wife find you have a need for life insurance, then don;t wait, because your rate will increase as you get older, and if your health changes you may not be able to qualify for life insurance.

Then, you would be left without any life insurance when you need it most.

If you have someone who relies on you for financial support, then you may need life insurance protection.

For instance, if you own a home, have children, or each of you relies in part on the other's income to help pay for the living expenses, etc., then you may need life insurance protection.

Don't wait until after you are both over age 40 if you have a need for life insurance right now.

Life insurance coverage can be very affordable, but since rates increase with age, the longer you wit to buy your life insurance, the higher the rate will be when you actually purchase your policies.

Here's how you can learn about life insurance for married couples and request free term life insurance quotes online to help you compare the most affordable rates and plans.