If you're just married, Congratulations!!
Now that you've made a lifetime commitment to have and to hold, and to provide for, life insurance can help you to accomplish your goal.
There are two basic types of life insurance: Term and Permanent.
Term is the least expensive and offers temporary life insurance for a period of 30 years or less.
Permanent life insurance cost a lot more, and provides lifetime protection, and may build some cash value inside the policy.
If you need lifetime coverage then permanent life insurance can provide for that goal.
If you need the most life insurance at the lowest cost for 30 years or less, then a term life insurance policy can accomplish your goal.
Many couples buy a small permanent life insurance plan to provide for their final expenses, and a much larger term life insurance plan for their shorter term needs, such as, to put the kids through college, pay off the home mortgage, and replace the main breadwinners income.
However, whether or not you both work, you may need life insurance and both spouses because the cost to replace the others efforts would be more than you might expect, especially once you start having children and your family grows.
Learn more about life insurance for newlyweds.