If so, you may want to consider what for goal is for your life insurance plan, how much coverage you need, and what you can afford to pay for your life insurance.
The lowest priced life insurance will be term life which offers guaranteed level rates for 10, 15, or 20 years. With a term life policy your premiums will stay the same for the "term" of your policy, while the amount of life insurance coverage remains level.
Most term life plans offer the option to convert your term life policy into a permanent life insurance plan by a specific date listed in the life insurance policy, without having to show evidence of insurability - which means you won't have to take a physical.
Aso, if you would rather not have to take a health exam to qualify for your term life policy there are plans that offer you the option of buying your over 60 life insurance policy with no medical exam required.
Learn more about life insurance after 60 and compare your free quotes today.