There are many Whole Life Insurance policies that can now be purchased with no medical exam required, for small face amounts of life insurance coverage that work perfectly for a funeral, burial, and other related costs.
The death benefit of the whole life policy is left to your beneficiary.
So, for example, so, if you changed your mind from being embalmed to being cremated, the extra money can go toward paying your other bills.
When you buy permanent life insurance, you don't have to worry if it will be in effect at your death. It provides guaranteed lifetime coverage, as long as you pay your premiums on time.