How much do people get insured for these days and what are the average costs of life insurance?
I am in my 40's, 2 kids (teens) and a husband, make a decent wage, have no debt, home is paid for, have savings and investments.
Is $100 000 enough? I can go up to about $250 000 life insurance and disability at a cost to me of $40/ a month.
In order to find out an accurate estimate of your life insurance needs, consider your current debt and current income, as well as, your long term goals financially.
You can use a life insurance calculator to assist you in determining your life insurance needs. You just answer some basic questions about your financial situation and you receive an instant estimate of how much life insurance you will need.
Also, in order to find out how much your life insurance may cost, you can visit a life insurance quote provider online and request free, instant life insurance quote comparisons. It only takes a few minutes to get your rate quotes for life insurance.