No, not everyone is required to take a medical examination before they can qualify for a life insurance policy.
Most life insurance carriers offer people up to $50,000 of life insurance with no health exam, if they are under age 35.
Also, the requirement for life insurance will depend on your age, health, whether or not you smoke, and other risk factors that may impact your health and longevity.
However, if you are in need of more than $50,000 of life insurance, you may be required to take a paramed exam which the life insurance company pays for. They send an examiner to your home or office to ask some health questions, check your blood pressure, and take a blood sample for testing.
There is a life insurance company founded in 1848 and rated "A" excellent for financial strength by A.M. Best Company that offers up to $350,000 of life insurance coverage with no medical exam required, just some health questions.
You can get a free quote, apply online, and if approved, you may be able to start your life insurance policy the same day.
Most life insurance carriers offer people up to $50,000 of life insurance with no health exam, if they are under age 35.
Also, the requirement for life insurance will depend on your age, health, whether or not you smoke, and other risk factors that may impact your health and longevity.
However, if you are in need of more than $50,000 of life insurance, you may be required to take a paramed exam which the life insurance company pays for. They send an examiner to your home or office to ask some health questions, check your blood pressure, and take a blood sample for testing.
There is a life insurance company founded in 1848 and rated "A" excellent for financial strength by A.M. Best Company that offers up to $350,000 of life insurance coverage with no medical exam required, just some health questions.
You can get a free quote, apply online, and if approved, you may be able to start your life insurance policy the same day.
RSS Feed
