The monthly cost of a life insurance plan will depend on you. That's right.
The risk factors presented by you will help to determine what you pay for life insurance.
Besides the type and amount of life insurance, other factors affect your cost, including your health and age.
In addition, your personal risk factors impact your monthly cost, including your family health history, occupation, hobbies, driving record, height-to-weight ratio, whether or not you smoke, your credit history, and lifestyle, etc.
These factors all are considered to determine your longevity, how long you are expected to live - The longer the better as far as your rate for life insurance.
Basically, the younger and healthier you are when you buy life insurance, the lower your cost. And, the smaller the amount of life insurance, the lower your rate.
Also, term life insurance costs a lot less than permanent life insurance coverage.
Here's how you can learn more about how much life insurance costs per month.