However, it depends on the insurance company, and your age and health, as to whether or not you will qualify for coverage.
Some plans require you to be a certain age, such as, under age 78 or under age 60.
In addition, your health may make you uninsurable, even with the no exam life insurance plans.
Some of these plans ask a few yes/no health questions, while others require you to answer a full health questionnaire in order to determine whether or not you qualify.
However, if you are approved, you may be able to start your life insurance coverage the very same day you apply for a policy.
Keep in mind, these plans will charge a higher premium that you might pay for life insurance that is fully underwritten requiring a physical exam.
But, if you need life insurance quick, or you just hate the thought of blood tests or needles, or don't have time for a physical exam, then no exam life insurance coverage may be a good idea.
Here's how you can learn more about life insurance with no medical exams and request your free quote today. You'll get an instant quote and you can apply online in minutes.