Are there life insurance plans available without any health questions to answer?
Yes, there are some life insurance policies that do not require any answers to health questions. These plans are either accidental death insurance only, or a form of guaranteed approval which has limited death benefits the first two years you are insured by the life insurance policy.
In addition, there are life insurance plans that offer up to $350,000 of term life coverage, but you have to answer some health questions. There's no medical exam, blood or urine testing. You approval is based on your answers to the health questions.
The accidental death insurance with no medical questions offers up to $1,000,000 of accidental death life insurance protection. There's no exam and no medical questions.
Here's how you can learn about No Question Life Insurance and review your options for coverage.