Among the more common no exam life insurance plans are simplified issue, guaranteed acceptance with graded death benefits, and funeral or burial insurance.
Simplified issue life insurance may offer as much as $350,000 of life insurance or more) for people age 60 and under who qualify by answering some health questions and meet that approval requirements.
Guaranteed acceptance life insurance offers people age 78 and under up to $30,000 of life insurance with no exam.
Funeral or burial life insurance plans may offer simplified approval for small amounts of life insurance with no exam required.
When comparing no exam life insurance policies make sure you understand how much life insurance is provided, when you have full coverage, if the rate is guaranteed to remain the same, and how long the life insurance policy provides you with coverage.
Here's how you can learn more about life insurance that does not require a medical exam.