The last time I tried to get only $200,000 of life insurance the company required one. I explained my concern to the nurse several times before she arrived. When she did arrive, I tried to cooperate, but she was not willing to deal with me at all and she left without the test.
I still need life insurance for my family, but I know that I won't be able to get that test done if they have to draw blood.
I understand your fears and want you to know that there is around 10% of the population (I've heard) that has the same type of fear of blood and/or needles.
The good news is there may be life insurance available without you having to take any blood test.
In fact, one insurer offers from $50,000 up to $500,000 without any medical exam or blood test, if you qualify. To find out you need to answer some health questions.
Here's how you can learn more about term life insurance no blood tests.