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Can Old People Buy Life Insurance?

11/17/2013

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Yes, old people may be able to qualify to purchase life insurance coverage.

People who are between 50 and 85 can buy life insurance.  

There are many good affordable Final Expense life insurance plans available with few or even no health questions asked when you apply for your life insurance.  

A good independent agent who specializes in the needs of seniors can help you find an affordable life insurance plan that meets your needs.

Or, you can visit life insurance websites online that specialize in senior life insurance plans. 

When comparing life insurance for old people make sure you understand whether you have lifetime coverage or temporary life insurance that only lasts for 10 or 15 years.

Also, find out if the life insurance death benefit is graded, which means you won;t have full life insurance coverage until you have been insured for at leads two years. But, some senior life insurance plans provide full coverage immediately without waiting.

Learn more about life insurance for people over 70.


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Can Old People Get Life Insurance?

6/28/2013

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Yes, people who are considered old may be able to qualify for life insurance coverage.

Whether or not an older person qualifies for life insurance will depend on the person's age, health, and the insurance company guidelines for approval regarding age.

There are several risk factors a life insurance carrier will look at when considering an older person for life insurance, such as, the person's cholesterol levels, blood pressure, health, prescriptions drugs used, lifestyle, occupation, hobbies, height-to-weight ratio, if the person's smokes or not, driving record, etc.

There are several insurance companies that offer plans for seniors, including Globe Life, Colonial Penn, Mutual of Omaha, and AARP/NewYork life, among others.

For instance, Globe Life Insurance offers people ages 78 and under up to $30,000 of simplified life insurance coverage without any physical exam required. 

You can request your instant life insurance quote and apply online for your globe life policy in about five minutes.

Learn more about senior no exam life insurance from Globe Life.

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