What term life insurance company does not require an exam?

Term life insurance without an exam is a form of temporary life insurance that lasts for a specific period of time, and when you apply you are not required to take a physical exam. However, there may be some health questions to answer when you apply for the policy.

Term life with no exam usually offer s a limited amount of life insurance, up to $300,000 or less, depending on the insurance company, your age and health.

Among the leading providers of no exam life insurance are Fidelity Life, Globe Life, Garden State Life, Mutual of Omaha, and Colonial Penn.

Some carriers offer smaller amounts of no exam life insurance, while others may offer much higher limits.

In addition, there may or may not be a restriction on the death benefit the first 2 years you own the policy. A graded death benefit life insurance plan only return your premiums paid if the insured dies within the first 2 years of owning the policy, and full coverage applies after 2 years.

Also, no exam life insurance plans cost more than life insurance that does require a physical exam.

Here's how you can learn more about term life insurance with no exam and request a free quote online.