It depends on you, your health and the life insurance company you apply to for your life insurance coverage.
Some insurance companies may offer a term life insurance policy without any health check up, depending on your age, your health, and the amount of life insurance you are applying for.
In addition, your own personal risk factors will impact whether or not you may purchase a no exam life insurance plan.
No exam life insurance usually asks some health questions to determine your health status, and if you qualify for the coverage.
If you are healthy, you might be able to buy a term life policy online today without taking a physical examination.
The life insurance company will usually ask about your occupation, hobbies, if you smoke or not, lifestyle, age, gender, health, family health history, driving record, height-to-weight ratio, and if you have any chronic illness, etc.
In addition, people up to age 60 may qualify for a no exam life insurance policy for a period of 10, 15, 20 or even 30 years of coverage, depending on your age.
In fact, one life insurance company offers up to $350,000 of term life insurance protection with no doctor's exam. You can get a free, instant life insurance quote and apply online in about 10 minutes.
And, if you are approved for coverage, you may start your life insurance policy the same day. There's no 45-60 day wait to get your life insurance, it can start right away of qualified.
This life insurance coverage is underwritten a life insurance company rated "A" (Excellent) by AM Best for financial strength. They have been in business since 1848.
Learn more about term life with no exam and find out today of you qualify for life insurance coverage.