The exam requirements may vary by insurance company. Other factors affecting your physical exam requirements may be your age, health, and the amount of life insurance being required.
However, some insurance companies may offer you up to $300,000 of life insurance without any exam. These plans may cost you more because it is easier to qualify, not having to take any exam.
However, if you do qualify for a no exam life insurance policy you may be able to begin your life insurance coverage the same day.
Here's how you can learn more and review some leading no exam life insurance policies.