There are many highly-rated term life companies available in the U.S.
Among the top rates available for term life insurance, some of the more competitive insurers include Banner Life, but among the highest rated carriers are Prudential and Metlife.
The rate you are offered depends on your risk factors, such as, health, age, occupation, hobbies, if you smoke or not, height-to-weight ratio, driving record, credit history, etc.
And, some insurers are more competitive rates for certain category of risks, such as, diabetics, smokers, seniors, or preferred risk applicants.
So, there really is no one best company for term life insurance, since so many insurers offer term life, you want to make sure to compare rates among several leading providers, before you choose a company, to find out which insurers may offer you the best price and the best plan.
Each year the Insurance Information Institute issues a list of top companies from the previous year that have issued the most individual term life insurance policies.
Here's how you can review the list of top term life insurance companies, their ratings, and request your free term life insurance quote comparisons online.