With regular life insurance your policy pays out a death benefit if the insured person dies from accidents or natural causes.
However, accidental death life insurance only covers death resulting from an accident, not natural causes. So, death from old age or health problems isn't covered by accidental death insurance, neither is suicide.
In addition, accidental death life insurance usually requires that the death of the insured occur within 3 or 6 months of the accident that caused the death, in order for their to be coverage under the insurance policy.
Accidental death does not require you to take a medical exam or answer any heath questions.
You can get an instant quote for coverage and apply online for your your accidental death life insurance policy today. You may purchase up to $1,000,000 of coverage.