High risk life insurance is life insurance coverage for people who are considered a high risk for approval by life insurance carriers.
You may be considered a high risk for life insurance if you are not expected to live long due to health reasons, your occupation, hobbies, or lifestyle.
For instance, a person with a chronic disease, a heavy smoker, someone severely overweight, or someone who works in high rise construction may be considered a high risk for life insurance.
Although many life insurance companies may not offer life insurance to high risk applicants, there are some insurers that do offer limited amounts of life insurance at higher rates, based on the risk involved with insuring a high risk applicant.
Here's how you can learn more about high risk life insurance.
You may be considered a high risk for life insurance if you are not expected to live long due to health reasons, your occupation, hobbies, or lifestyle.
For instance, a person with a chronic disease, a heavy smoker, someone severely overweight, or someone who works in high rise construction may be considered a high risk for life insurance.
Although many life insurance companies may not offer life insurance to high risk applicants, there are some insurers that do offer limited amounts of life insurance at higher rates, based on the risk involved with insuring a high risk applicant.
Here's how you can learn more about high risk life insurance.
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