First, what do you want your life insurance policy to accomplish for your family? Is your goal to replace your income for the family in case you die, or to provide money for your spouse to pay for living expenses, or to pay off the home mortgage, or provide for your child's education?
There are many reasons people choose to buy life insurance, buy in order to buy the right type of plan, make sure you understand your goals.
Next, consider what type of life insurance meets your goals, how much life insurance you really need, and what you can afford to pay for your life insurance coverage. And, does your spouse need life insurance, too?
Then, you'll want to compare life insurance rates and plans among several of the leading life insurance carriers in order to find out which company offers you the most affordable life insurance policy.
To learn more please read this article explaining What to consider when buying life insurance coverage.