Do I really need life insurance?
If you don't feel you need life insurance at this point in time, then you probably don't need it.
However, life insurance is to provide for the ones you leave behind, after you have passed away.
So, if there is anyone who relies on you for financial support, you may want to consider a life insurance policy.
Also, if your plans may change in the future, and you might get married some day, start a family, and buy a home, you may want to start a life insurance plan now.
Why now? Because, if your health changes in the future, you may find yourself unable to qualify to buy a life insurance policy when you really need it most.
In addition, the younger you are when you start your life insurance, the lower your rate for coverage.
Here's an article that explains Why do we need life insurance?